Please use this identifier to cite or link to this item: https://library.cbn.gov.ng:8443/jspui/handle/123456789/528
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dc.contributor.authorEnendu, C.I.-
dc.date.accessioned2018-10-26T10:35:19Z-
dc.date.available2018-10-26T10:35:19Z-
dc.date.issued2003-03-
dc.identifier.citationEnendu, C.I. (2003). Determinants of commercial bank interest rate spread in a liberalized financial system: empirical evidence from Nigeria (1989-2000). Economic and Financial Review, 41(1), 35-85en_US
dc.identifier.issn1957 - 2968-
dc.identifier.urihttp://library.cbn.gov.ng:8092/jspui/handle/123456789/528-
dc.description.abstractThis paper provided empirical evidence on the determinants of interest rate spread in a liberalized financial system for the period 1989-2000, using selected banks in Nigeria. Ex-ante interest rate spread equations were estimated using bank balance sheet and income statement as well as macroeconomic data. The results showed that macroeconomic and monetary policy/financial regulation factors were more important determinants of commercial banks' interest spread than bank level factors, Inflation rate, GDP, .financial deepening, cash reserve requirement, risk premium, treasure bill rate, loan asset quality, liquidity risk and non interest expenses were the most important.factors that affected commercial banks' interest rate spread during the period. The study also provided evidence on the quantitative impact of changes in the independent variables on interest rate spread.en_US
dc.description.sponsorshipCentral Bank of Nigeriaen_US
dc.language.isoenen_US
dc.publisherCentral Bank of Nigeria, Research Departmenten_US
dc.relation.ispartofseriesVol. 41;No. 1-
dc.subjectInterest rateen_US
dc.subjectMonetary policyen_US
dc.subjectFinancial intermediationen_US
dc.subjectfinancial liberationen_US
dc.titleDeterminants of commercial bank interest rate spread in a liberalized financial system: empirical evidence from Nigeria (1989-2000)en_US
dc.typeArticleen_US
Appears in Collections:Economic and Financial Review



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